Things To Do Before Buying Travel Insurance

Thebestindonesia.com – Since Roman times, risks have been shared in tragedies and unforeseen events such as earthquakes and floods. Lloyd’s of London, the first officially registered insurance company, was founded in 1769 by him, and its founding principles have remained unchanged to this day. In other words, when the unexpected happens, we collect premiums from our clients and give them back as a resource pool. Here’s the secret:
Plan for the unexpected and stay safe, especially when traveling. Whether it’s a short trip or a round trip, there are many good reasons to buy travel insurance. Before purchasing travel insurance, you should:

Whatever you do, research the market and learn about all the travel insurance coverage terms and terms that can help you get the best travel insurance. Be sure to check what is included in your travel insurance. Most importantly, check to see what your travel insurance doesn’t have.

Could you research the area you want to visit? How is the weather? Are you at risk of hurricanes and tropical storms? Flooding? What about mosquito-borne diseases? What is the crime rate? Could you ensure your travel insurance covers that eventuality, regardless of the risks shown by the investigation? It’s not a good idea to find out after the event that you are not insured against rabies attacks (because there are so many dogs in that area).

Read also : Things To Remember When Traveling With Your Partner

Discuss current medical conditions and requirements – You should carefully evaluate any possible medical requirements and ensure they are communicated to your travel insurance company. If you plan to drive, make sure you have proper insurance. Many car rental companies charge astronomical deductibles in the event of an accident. Could you ensure you have insurance for this excess (much cheaper than paying for a car rental with the same coverage)?

Please make sure you have the necessary documents to travel to this country. For example, Spain, part of the European Community, offers free healthcare to British citizens on vacation or living there. Certain conditions apply. One is that you must have her E111 form for the UK. If you don’t have it, you can’t receive treatment. You also have to go to the National Health Hospital, which is rare in certain parts of Spain.

Read also : Why We Should Have Travel Insurance 

If you’re traveling in Europe, it’s worth getting an EHIC (European Health Insurance Card) as it saves you a lot of worries if you need urgent medical attention.

All right, that’s it. Seven things to do before you buy travel insurance for your next trip. Another option, of course, is not to purchase travel insurance or to stay home. I have an idea now. But seriously, when buying insurance, especially travel insurance, read the fine print first. Please give me. So always read the fine print. For example, there is no accident insurance for drunk driving, driving under the influence of drugs, etc. It also excludes accidents related to dangerous sports such as bungee jumping and auto racing (insert your favorite potentially dangerous joke here). Diving, rafting, flying (excluding airline passengers), gliding, skiing, cycling, scuba diving, mountaineering, windsurfing, etc. The list goes on. In case of accidents in these situations, the insurance company is not liable to pay any amount to the insured.